Investment is time, energy, or matter spent in the hope of future benefits actualized within a specified date or time frame. Investment has a different meaning in finance from that in economics. In finance, investment is buying or creating an asset with the expectation of capital appreciation, dividends (profit), interest earnings, rents, or some combination of these returns.
Fixed Deposit
Financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It is known as bond in the India. In fixed deposit money cannot be withdrawn as compared to a recurring deposit or a demand deposit before maturity. Some banks may offer additional services to FD holders such as loans against FD certificates at competitive interest rates.
54 EC Bonds
| Particulars | Remarks |
|---|---|
| Exemption is available of | LTCG |
| What is to be sold? | Long term Capital asset, being land or building or both. |
| Amount to be invested | Capital Gains |
| Time Period within which to be invested | 6 months from the date of transfer |
| Investment in | Long term specified assets, viz -:
• Bond issued by NHAI or RECL or notified by Central Gov; issued on or after 01/04/2018. |
| Time period for investment | 5 years
That is above bonds are redeemable only after 5 years. |
| Law applicable from 1st April, 2019. | 5.25% |
Interest Rate
| # | Document Type | Link |
|---|---|---|
| 1 | Interest Rate |  |